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Choose the Right Payment Solution for Your Business

PayPal offers you a choice of low-cost payment solutions for your online business. If you're not sure which one is right for you, consult the chart below.

As you'll see, PayPal payment solutions save you both time and money when compared to traditional merchant accounts and gateway solutions.

PayPal Payment Solutions
Traditional Merchant Account + Gateway**
Website Payments Standard Website Payments Pro Email Payments Additional Payment Option
Customer payment experience
Customers shop on your website
Customers pay on PayPal site
Customers shop on your website
Customers pay with credit card on your website
-- OR --
Customers can choose to pay with PayPal.
Customers receive your billing by email
Customers pay on PayPal site
Customers shop on your website
Customers choose to pay on PayPal site
Customers shop on your website
Customers pay on your website
Fees per transaction
1.9% - 2.9% + $0.30 USD, depending on monthly volume 2.2% - 2.9% + $0.30 USD*, depending on monthly volume 1.9% - 2.9% + $0.30 USD, depending on monthly volume 1.9% - 2.9% + $0.30 USD, depending on monthly volume 1.9-3.5% + $0.15 USD to $0.50 USD
Set-up fees
None None None None $100.00 USD-$300.00 USD
Monthly fees
None $20.00 None None $50.00 USD-$90.00 USD
Gateway fees
None None None None $30.00 USD per month + $0.15 USD per transaction
Type of payment accepted
  • Major credit cards: Visa, MasterCard, American Express, Discover
  • Bank transfers
  • PayPal account balance
  • Major credit cards: Visa, MasterCard, American Express, Discover
  • Bank transfers
  • PayPal account balance
  • Major credit cards: Visa, MasterCard, American Express, Discover
  • Bank transfers
  • PayPal account balance
  • Major credit cards: Visa, MasterCard, American Express, Discover
  • Bank transfers
  • PayPal account balance
Certain credit cards, typically after separate contracts with each credit card company
Accept phone, fax, and mail orders
$20.00 USD/month with Virtual Terminal Included at no cost with Virtual Terminal $20.00 USD/month with Virtual Terminal $20.00 USD/month with Virtual Terminal $30.00 USD-$50.00 USD per month after a $200.00 USD-$300.00 USD set-up fee.
Technical skills required
Simple HTML Web services, APIs Simple download and install Scripting, APIs Web services, APIs
Time needed to apply
5 minutes 10 minutes 5 minutes 5 minutes Days
Time needed to set up
10 minutes 2 days 5 minutes Up to 2 days Days
Approval time
Immediate 2 business days for approval Immediate Immediate Days, weeks or months



*Transaction fees may be as low as 2.2% + $0.30 USD per transaction for volume processed through PayPal Express Checkout.
** Amounts in this column are approximate.

Current Paypal Rates PDF's

Profile Comparison | Standard Vs. Pro | Standard Datasheet

   
     

 

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